Start free, upgrade when you need AI-powered automation.
| Feature | Free | Standard | Pro |
|---|---|---|---|
| Price | $0 | $29/year | $79/year |
| Manual Entry & Budgeting | ✓ | ✓ | ✓ |
| Bank Statement Import | ✗ | ✓ | ✓ |
| Receipt Scanning (OCR) | ✗ | ✓ | ✓ |
| AI Chat | ✗ | Gemini 2.0 Flash | Gemini 3.0 Pro |
| Deep Research Mode | ✗ | ✗ | ✓ |
| Priority Support | ✗ | ✗ | ✓ |
Absolutely! The Free edition is fully functional for manual budgeting and never expires. Use it as long as you like, then upgrade when you want automation features like bank imports and AI.
Standard uses Gemini 2.0 Flash—extremely fast responses for everyday questions like "How much did I spend on gas?" Pro uses Gemini 3.0 Pro with Deep Research capabilities. It takes longer (10-30 seconds) but handles complex analysis like "Analyze my spending trends over the last year and suggest a savings plan."
No! Your subscription includes all AI features. We handle the AI infrastructure so you don't have to manage API keys or worry about usage costs.
We offer a 30-day money-back guarantee on all subscriptions. If you're not satisfied, we'll refund your payment, no questions asked. See our Refund Policy for details.
Yes! You can upgrade from Free to Standard, or Standard to Pro at any time. Your subscription will be prorated for the remaining period.
Your subscription remains active until the end of your billing period. After that, your app reverts to the Free edition. All your data stays on your computer—we never touch it.